A majority of Americans want to buy a house someday. But how can you pull that off with our stagnant wages and student loan debt? Here’s the 7 crucial steps you must do to qualify to buy a house.
This morning, I was standing at my favorite hardware store buying paint and happened to overhear their morning staff meeting. One of the items that they focused on was encouraging their staff to promote the store’s credit cards for their Fourth of July sales that are about to begin. I screamed inside. Do you know how… Read More
After working nearly a decade in personal finance and consumer based lending; I have learned one crucial fact that I employ daily in my own private life: Getting “approved” for a loan will never mean that you can actually afford the loan. Here’s why you need to live by this rule.
You have heard that subprime loans are bad…but do you know why? Here’s the truth about those “easy approval” loans.
Here’s the TRUTH about why your lender wants a cosigner.
When you apply for a loan, what does the loan officer look at before approving or rejecting your application? Here’s the inside scoop on what matters to your lender.
I don’t care about my credit score. You shouldn’t either. Why? Find out here…
You were doing fine. The monthly payment was affordable and the bills were being paid on your car (or house, furniture, whatever). Then life happens and you are forced to choose: Food, or Ford? Here comes the tow-truck, and off goes the car. What do you do if you think you think that you may… Read More
How does it affect your score? How many times is too many? Who cares? If you’ve had any doubt on this topic… get ready to have your questions answered.
You can’t get a loan without good credit. You can’t get good credit without a loan. What are you supposed to do? Let’s explore the world of credit building!