A majority of Americans want to buy a house someday. But how can you pull that off with our stagnant wages and student loan debt? Here’s the 7 crucial steps … Continue reading 7 Steps To Buying Your First House
This morning, I was standing at my favorite hardware store buying paint and happened to overhear their morning staff meeting. One of the items that they focused on was encouraging … Continue reading 0% Interest = Same As Debt
After working nearly a decade in personal finance and consumer based lending; I have learned one crucial fact that I employ daily in my own private life: Getting “approved” for … Continue reading Lenders Aren’t Your Best Friends. They’re Businesses.
You have heard that subprime loans are bad…but do you know why? Here’s the truth about those “easy approval” loans.
Here’s the TRUTH about why your lender wants a cosigner.
When you apply for a loan, what does the loan officer look at before approving or rejecting your application? Here’s the inside scoop on what matters to your lender.
I don’t care about my credit score. You shouldn’t either. Why? Find out here…
You were doing fine. The monthly payment was affordable and the bills were being paid on your car (or house, furniture, whatever). Then life happens and you are forced to … Continue reading Recovering From a “Recovery”
How does it affect your score? How many times is too many? Who cares? If you’ve had any doubt on this topic… get ready to have your questions answered.
You can’t get a loan without good credit. You can’t get good credit without a loan. What are you supposed to do? Let’s explore the world of credit building!
We have Missy, credit underwriter, weighing in on the truth behind using credit cards to establish and build credit. Credit Cards. Extremely useful tool towards building great credit? Or a … Continue reading Woman Vs Plastic
What is the biggest money mistake I have ever made? A laptop, a credit card, a cosigner, and minimum monthly payments. How I turned an $800 purchase into $1,700 of debt … Continue reading Man Vs In Store Credit Cards